Privacy Notice

We are committed to assuring the privacy of those who contact us for assistance. We realize the concerns you bring to us are highly personal, and we assure that any information shared with others will be managed only as permitted by law.

Your personal financial information, such as your total debt, income, living expenses, and personal information concerning your financial circumstances and a list of your creditors, may be provided to your creditors or other third parties if they require this information to put you on a Debt Management Plan.

In all other situations, your information may be released ONLY UPON YOUR WRITTEN REQUEST or when our staff has been served a valid subpoena.

We restrict access to personal information about you to those employees who need to know that information to provide services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your personal information.

We may compile data and aggregate information for the purpose of evaluating our services, but this information will not be disclosed in any way that would personally identify you.

Our Mission is to:
  1. Provide confidential debt management and credit counseling to families and individuals of Hawaii.
  2. Educate individuals and the community at large about the intelligent and responsible use of credit.
  3. Help over-burdened families regain control of their financial lives.
  4. Promote financial and social responsibility.