Board of Directors

Our policies are determined by a Board of Directors consisting of local executives, professional people and academic leaders who volunteer their services, time and expertise.

President: ....................................John Souza, Hickam Federal Credit Union
Vice President: ...........................Paul Belanger, Navy Marine Corps Relief Society
Secretary/Treasurer: ............... Anna Marie Springer, American Savings Bank
Director: .......................................Kehaulani Coleman, YWCA/Ways to Work
Director: .......................................Rose Grace, Bank of Hawaii
Director: .......................................Bob Jonick HCUL (retired) Financial Educator
Director: .......................................Vernon Silva, Experian (retired)
Director: .......................................Diane Masuo, Phd., University of Hawaii
Director: .......................................Pending
Director: .......................................Pending




Our Mission is to:
  1. Provide confidential debt management and credit counseling to families and individuals of Hawaii.
  2. Educate individuals and the community at large about the intelligent and responsible use of credit.
  3. Help over-burdened families regain control of their financial lives.
  4. Promote financial and social responsibility.